Personal Checking Accounts

Platinum Credit ESSENTIAL CHECKING Platinum Credit ESSENTIAL CHECKING WITH INTEREST SMART YIELD CHECKING Platinum Credit STUDENT CHECKING Platinum Credit HOUSEHOLD CHECKING
Apply now Apply now Apply now Apply now Apply now

Simple by design.

Ideal for clients who want a lower daily balance requirement, with easy options to avoid paying a monthly maintenance fee.

Earn interest on your balances.

A straight-forward checking account designed for the client who uses a credit card for everyday purchases to maximize rewards and cash management.

Go green. Earn rewards

Tailor-made for clients who enjoy the convenience of electronic banking and want to be paid a higher interest rate by going paperless.

Just for students.

Designed for students 16 – 23 years of age to help them get started with early money management.

 

Manage with multiple accounts.

Created for clients who would like an additional checking account to help them manage their monthly household expenses. Eligible with most Platinum Credit personal checking accounts (excluding Platinum Credit Student Checking).

 

With Every Platinum Credit Savings Account You Get :

 

Features & Benefits

Low minimum opening balance Low minimum opening balance Low minimum opening balance Low minimum opening balance Low minimum opening balance

 

No per-check charge No per-check charge No per-check charge No per-check charge

 

No per-check charge
Optional overdraft protection Optional overdraft protection Optional overdraft protection Optional overdraft protection

 

One (1) Companion Platinum Credit Household Checking Account One (1) Companion Platinum Credit Household Checking Account One (1) Companion Platinum Credit Household Checking Account

 

Six (6) free non-Platinum Credit ATM transactions per statement cycle. International transaction fees will apply. Six (6) free non-Platinum Credit ATM transactions per statement cycle. International transaction fees will apply.

 

No fee for first Platinum Credit Household Checking Account with an Platinum Credit Essential Checking, Essential Checking with Interest or a Smart Yield Checking account
Earns Interest

 

View Rate View Rate
 

What you need to open this account:

Minimum Opening Balance
$50
Minimum Opening Balance
$50
Use combined balance of Platinum Credit Household Checking Account(s) to meet balance requirements.

 

Minimum Opening Balance
$50
Minimum Opening Balance
$25
Minimum Opening Balance
$50
Monthly Maintenance Fee
$5
Maintain $500 average balance or have an active Platinum Credit Personal Credit Card in good standing to avoid monthly maintenance fee.
Monthly Maintenance Fee
$8
Maintain $1,500 minimum balance or have $700 monthly spend on an Platinum Credit Personal Credit Card in good standing to avoid monthly maintenance fee.
Monthly Maintenance Fee
$10
Maintain minimum average monthly balance to avoid maintenance fee.
Monthly Maintenance Fee
$2
Options to avoid paying monthly maintenance fee.
Monthly Maintenance Fee
No fee for first account. Additional accounts are each $5 per month.
 

Available Personal Relationship Packages: Get more benefits by enrolling in a relationship package

 

Platinum Credit Advantage Personal Relationship (Silver or Gold level)
Relationship Money Market.
CD Relationship.
Platinum Credit Advantage Personal Relationship (Silver or Gold level)
Relationship Money Market.
CD Relationship.
Credit Card Relationship.
Platinum Credit Advantage Personal Relationship (Silver or Gold level)
Relationship Money Market.
CD Relationship.
Credit Card Relationship.